Economic & Trade Risk Insights
 

In business, your success is intrinsically linked to that of your customers. Protecting your company against the risk of a customer becoming insolvent is therefore crucial for your financial well-being and future growth. When a client can no longer meet their payment obligations, it triggers a chain reaction that puts your cash flow, profitability, and stability at risk.   A reactive approach is not enough. A comprehensive insolvency protection strategy involves proactive prevention, early detection, and a robust safety net. This guide will walk you through a multi-layered framework to safeguard your business from the financial impact of customer insolvency.

Explore key 2025 trends in the Asia-Pacific chemicals sector, from industrial growth and sustainability to diversified supply chains shaped by post-COVID and geopolitical shifts.

US tariffs are reshaping supply chains, prompting retaliation and heightening uncertainty. Companies will continue to adapt as the trade war is here to stay.

Discover how embedding sustainability into global trade strategies can enhance financial resilience and brand reputation. Learn how Allianz Trade empowers businesses to navigate transition and physical risks, supporting a sustainable future in global trade.

In 2025, businesses face a challenging global landscape marked by significant economic and geopolitical risks. Ongoing tensions between major economies, trade disputes, and sanctions contribute to volatility, while inflation and currency fluctuations, climate-related risks, and cyber-security threats add to an uncertain environment.   Trade credit insurance is an important tool for all businesses, but especially for Mid-Size Multinational companies navigating these challenging global trade conditions.

With the B2B e-commerce market growing at pace, buyers are becoming more discerning. Offering flexible payment terms gives your business a competitive edge in the race to convert sales and win over more customers.   B2B buyer behavior is shifting. As more countries embrace digitalization and internet usage increases, more businesses around the world are turning towards online platforms for trade – driving e-commerce activities globally. The Asia-Pacific region, for instance, now holds a 78% share of the global B2B e-commerce market, according to Forbytes, due in part to the digital boom in countries like China and India.   Increasing mobile device usage is another reason why more business buyers are turning to e-commerce. Roughly 80% of B2B buyers now use their smartphones to research and make purchases, while 77% use some form of digital platform.   These behavioral shifts have come with changing expectations. Today, B2B buyers emphasize factors like faster payments, transparent transactions, and flexible terms when making purchases online – much like their B2C counterparts. Last year, data published by eCommerceNews showed that the vast majority – 82% – of B2B buyers consider access to flexible terms an important factor when choosing a B2B supplier.