Economic & Trade Risk Insights
 

As businesses look to 2026, the landscape of international trade is shifting dramatically. Our roadmap provides actionable steps to help companies expand globally in the next 12 months.

Explore our mid-year 2025-26 global economic outlook. With GDP growth expected at its slowest pace since 2008, rising trade tensions, fiscal risks, and divergent central bank policies shape a challenging future for both developed and emerging markets.

The Working Capital Ratio is one of your most vital indicators of business liquidity and short-term financial health. It signals whether you have the flexibility to seize new opportunities or if you need to focus on conserving cash. Understanding your company's working capital position is essential for identifying potential shortfalls, managing costs, and making informed decisions about expansion.    This article explains the working capital ratio, what constitutes a 'good' ratio, and how B2B businesses can improve it – often by strategically managing key components like Accounts Receivable (A/R) and leveraging tools like Trade Credit Insurance (TCI). 

Late payments are a persistent challenge in the B2B world. When customers don't pay on time, it's not just an administrative hassle; it can put your business into real difficulty. Research shows a significant percentage of invoices are paid after their due date, leading to cash flow problems that can, in severe cases, threaten solvency. For many businesses, effectively managing past due invoices is key to survival and growth.   This guide explores what "past due" means in a B2B context, its impact, and, most importantly, proactive strategies – including Trade Credit Insurance (TCI) – to handle and prevent overdue payments.

Credit has always been the lifeblood of business-to-business (B2B) commerce. Whether known as purchase financing, deferred payment, or net terms, it keeps global trade flowing, fostering trust and recurring orders.   But the transition to e-commerce has only just begun in recent years. And the results are evident on business websites everywhere: countless baskets abandoned when B2B customers find their only checkout option is upfront payment. That situation is now about to change, though.   Inspired by consumer e-commerce, paying on credit terms is being adapted for online sales as B2B Buy Now, Pay Later (BNPL). With B2B BNPL, companies can confidently offer purchase financing thanks to the seamless integration of four critical components: B2B e-checkout solutions, real-time credit assessment, financial services backing, and e-commerce credit insurance.   The new model opens opportunities for e-merchants to cater to their customers’ payment needs while safeguarding cash flow from non-payment. As B2B BNPL gains momentum, it also promises to reshape the competitive landscape for business e-commerce.

The semiconductor industry is recovering, with AI, 5G, and data centers driving demand. Explore key trends, electronics market risks, insolvency concerns, and global supply chain shifts. Get expert insights on the trillion-dollar chip market—download the full report now.